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We provide our clients with competitive solutions for a variety of real estate lending needs, including:

In addition, we provide the following services to you and your clients at no charge:

PRE-QUALIFYING FOR PURCHASE TRANSACTIONS

  • We will evaluate and issue a pre-qualifying letter for your clients and their agents within thirty minutes of the request. Pre-approving your client has become fundamental to the real estate industry. Due to increased market activity, clients who are pre-approved can now enter into a purchase transaction with no financing contingencies. We also offers loan approval prior to the property selection, if requested

CREDIT INFORMATION
(with signed authorization)

  • TRW reports for loan pre-approval
  • Credit profiles
  • Assistance in correcting erroneous credit with the major reporting bureaus

 

APPRAISAL INFORMATION

  • Provide detailed comparable listings to assist with establishing value for refinance, purchases, and estate planning from a licensed appraiser

 

REAL ESTATE LENDING PRODUCTS AND SERVICES


Traditional Loans

  • Purchase, Refinance, and HELOC solutions
  • Loans available up to $900,000
  • 100% Purchase Programs For 1st Time Homebuyers
  • Bridge/Swing Loans
  • FHA/VA Loans

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Commercial Loans

  • Commercial loans and lines of credit
  • Commercial mortgages for owner-occupants and investors
  • Investor lending programs

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Construction Loans

  • New owner-occupied construction loans
  • Loans for expansion or rehabilitation of an existing facility

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Multi-Family/Apartment Loans

  • Acquisitions, refinances, and new construction

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Reverse Mortgages

A reverse mortgage is a loan against the equity in the home that provides tax-free cash advances, but requires no payments during the term of the loan. Since there are no monthly payments during the life of the loan, the balance grows larger and the equity gets smaller.

The loan is not due and payable until the borrower no longer occupies the home as a principal residence, e.g., the last surviving borrower sells, moves out permanently or passes away.

You must be at least 62 years old and own your own home or condominium in order to qualify for a reverse mortgage. There are no income or credit requirements to qualify. Based on the amount of benefit which you qualify for, you may be eligible for a reverse mortgage even if you still owe money on your first mortgage.

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